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The Credit You Need To Grow Your Business

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The Credit You Need To Grow Your Business

COMPETITIVE INTEREST

APR & Factor Rates available depending on approval

FAST & EASY PROCESS

Funding in 24 hours or less

NO UPFRONT FEES

Secure & Transparent application process 

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Choose from the different loans available for you.

Conventional Financing 

Long-term, low interest rate loan program with minimal personal guaranteed provided by the Small Business Administration. Our SBA loans are always in the form of traditional term loans with the advantage of capital issued as lump-sum to the borrower.

Loan amount $20k - $5 Million

Payback terms from 5 to 25 years*

Quick Business Funding

Secure a lump-sum amount for your business with minimal paperwork in 24 hours or less. Pay back your loan directly from a portion of future daily or weekly sales.

Loan amount $5k - $500k

Payback terms from 6 to 18 Months*

How funds are used

Why Us

We loan you without any personal guarantee or excessive amounts of paperwork

What makes us diffrent?

Time for loan approval

Personal guarantee

Paperwork & funding 
stipulations 

Loan deposit to your account

*Processing timeframes, credit & collateral requirements can very based on individual lending institutions.

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24 hours or less

Not necessary

Minimal

24 hours or less

*Processing timeframes, credit & collateral requirements can very based on individual lending institutions.

Traditional Banking

30 days or more

Necessary

2 years of bank statements, P&L's & balances sheets, personal financial statement, 2 year tax returns ect..

30 days or more

Other financial services 

COJ Necessary

1 years of bank statements, P&L's & Balance Sheets, 1 year Tax Returns ect..

10 days or more 

5 days or more

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We've built a secure & personalized experience

With over 98% of our customers left satisfied. 

Construction Co.

Dallas, TX

FUNDED: $150k

Rated 4.9 out of 5 based on 1,923 reviews 

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Get money right now!

Just follow our 4-step funding process  

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**No cost to apply. Applying will not impact your credit score**

Wooden Home Framing

HOME REMODELING & CONSTRUCTION 

After being declined by a few lenders we lost hope to complete our most recent project. Thanks to Mike and his team we secured our equipment the same week we applied. 

- JAMES S.

Image by Jessica Palomo

RECYCLING CENTER 

Can't say i din't know these guys were good. We were recommended by a friend on Monday and funded the next day Tuesday.   

- MARCO C.

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MEXICAN RESTAURANT 

I never thought we would qualify because of my credit. Thank you for the help guys. 

- GABRIELA  B.

 Our customers always come first  

What do clients say about us?

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